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Swan Lake Motors Credit Centre
Credit problems? Have you been turned down for a car loan?

No matter what your credit situation is, our automotive finance experts will work with you to secure a car loan, whether you have bad credit or no credit, it's all good here at Swan Lake Motors where we're committed to making sure you get behind the wheel of your next used vehicle as quickly as possible.

Get the financing process started right now by filling out our secure online credit application form, or call us if you have questions. We can help you get approved for a car loan regardless of your credit history. We also offer interest rates that are often lower than bank rates! At Swan Lake Motors, we have experience getting people approved:

✔  Write-Offs and Closed Accounts
✔  No Credit
✔  History of Bad Credit
✔  Multiple Collections
✔  Consumer Proposal

✔  Previous Bankruptcy
✔  New to Canada with No Credit
✔  Previous Repossession
✔  Student Loans in Arrears
✔  Missed Credit Card and Loan Payments

Start Online Application

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Turn Bad Credit Around With A Car Loan
Swan Lake Motors is your go-to resource for bad credit car loans in BC. We get unfortunate circumstances can We get unfortunate circumstances can affect your credit score, whether it's because your business has gone bankrupt or you got a divorce, our car loan specialists won't hold that against you.

Not only do we have the best used car, truck, and SUV financing deals in the Okanagan, we love the fact that we get to help our customers overcome their credit challenges.

Vehicle financing is one of the fastest ways to re-build your credit, and thanks to our close partnerships with lenders, we can get you the hassle-free auto loan you need to get behind the wheel and start turning your bad credit situation around.

Because at Swan Lake Motors, we believe everyone deserves to get a second chance and drive a safe and reliable vehicle. It's our commitment to you.

How to Get a Car Loan After Bankruptcy
Unfortunately, you've filed for bankruptcy in the past, and you thought it would prevent you from obtaining a car loan. You may have made that decision in the past because you could not pay off all the debt that you owed to different creditors, but that doesn't mean with a little help and being responsible you can never get a loan again, especially if you're working on improving your credit score right now. If you want help in securing a car loan despite bankruptcy, you are with the right people, with us at Swan Lake Motors.

We will work with you to complete the application for the car loan. During the application, you'll need to provide basic information, such as details about where you live and your employment. By being employed, there is a better chance of getting approved for the car loan because it proves that you have a source of income you can use to pay the loan back.

Although bankruptcy may have left a mark on your credit report, we will emphasize to lenders that there is much more to look at than that. We will also help you review your credit report and ensure everything is correct. If not, those issues should be removed quickly. It is also helpful to open a new credit card even if it is one that is pre-paid, but try to clear the balance monthly. This will benefit you in being approved for a new a car loan.

We have helped hundreds of customers in your situation, so we know we can help you. Please fill out our secure online credit application form and one of our car loan experts will contact you promptly.


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How to Get a Car Loan With No Credit?
Start Establishing Credit with a Car Loan. Did you know that financing a vehicle with a car loan is one of the fastest ways to establish your credit rating? If you're new to the country or a first time car buyer, our car loan specialists in Vernon, BC can gladly assist you with securing a loan for your next pre-owned vehicle! We specialize in getting our customers approved for a no-credit loan at the best rate possible, plus we've got a great variety of quality used cars, trucks, vans, and SUVs to choose from.

Getting approved for a car loan from Swan Lake Motors is quick and easy, and our vehicle financing process is something you can get started on right now when you apply online using our secured Credit Application. Once you're approved, you can shop our inventory for a vehicle like a cash buyer, use your credit responsibly and work your way up to developing an excellent credit score by making those monthly payments! Is that a good deal or what?

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