Saving Up for Your First Car

If you’re a teenager, you want to buy your first car as soon as possible. However, even if you’ve looked at tons of used cars and feel confident you’ve found the one you absolutely love, it’s extremely important you consider the financial side of things before you come in to see us to make a purchase. Here are a few tips for saving up for your first car successfully.

Calculate How Much You Need

The first step in saving up for your first car involves figuring out how much you need. It’s important to remember that this doesn’t just include your monthly payment. You also need to factor in the cost of gas, insurance, regular oil changes, maintenance, and more. Then, figure out how much your income is every month and how much you can set aside for your first car.

If you aren’t planning on paying for the car all at once, determine how much you can spend on a car payment every month. Then, figure out how much you can spend on a down payment. Typically, it’s a good idea to put at least 20 percent down on a vehicle loan.

Find Ways to Save a Little Extra

Now that you’ve figured out how much you need to save to buy your first car, it’s time to start the actual saving. If you don’t have much of an income, try getting a job or doing things on the side for your friends and family members. For instance, you might try babysitting for a neighbour on the weekends. You may also want to think about cutting back on things you don’t really need, like eating out and going to movies.

When it comes to saving up for your first car, it can be done. You just have to be patient, be diligent, and make smart decisions as you get ready to make this important purchase.

Used Trucks Are Available in Many Styles and Sizes

It’s time to hit the road for a trip, but you’ve known for quite awhile that your current truck needs to be replaced. The days of its sleek finish are long gone, and it is hard to hear the radio thanks to the loud engine noise. You may have a lot of questions about your new set of wheels. We have the answers you need. Visit our dealership, and you will find a plethora of used trucks. We will help you pick a truck that fits your lifestyle and budget.

Before you visit, there are a few questions you can ponder. Think about how you will use your new vehicle. Will you need a compact truck, a mid-size truck or a full-size truck? A compact pickup truck might be right for you if saving money on gas is important. Compact trucks usually get better gas millage than larger sizes.

Do you need to be able to tow equipment or a boat? With a compact truck, you will be able to tow about 3,000 pounds. This truck can handle most boat towing tasks. If you have a larger boat, you may want to upgrade to a mid-size truck or a full-size truck.

Will you and a bunch of friends be heading to the lake for a fishing trip every weekend, or do you usually travel alone? It’s important to determine the amount of seating you will need in the cab section. A standard cab offers either one long bench seat or two bucket seats. It does not offer a second row of seating, but there is room for storage behind the seats. An extended cab offers a row of seating behind the front seats. This design offers either jump seats or a bench seat.

Our sales representatives have many years of experience selling used trucks. They are knowledgeable, friendly and will work hard to find you the right vehicle. Visit our website or call the dealership to learn more about what we have to offer.

What Pre-approval Means for Car Loans

Car loans can be expensive over the life of your vehicle if you do not plan ahead. High interest rates and long terms will add to the cost of your car over the years. It may be tempting to go straight to the dealer and test drive some vehicles when shopping for a car. Before doing this, consider becoming pre-approved for a loan. Shopping for a loan before shopping for a car will give you a better understanding of your buying power and the overall cost of your potential vehicle.

Preapproval is a preliminary loan application. A potential lender will review your credit, your income, and possibly several other factors. They will then tell you how much they are willing to lend you, what the interest rate on the loan will be, how long you will be expected to make payments on the loan, and if any down payment will be required.

As the borrower, you do not have to commit to accepting the loan at that time. Banks, credit unions, and dealers offer preapproval, so there are several financing options to choose from. Preapproval allows you to shop at all these locations before committing to a loan.

With a good credit score and a large down payment, you may be preapproved for a very large loan. While this may make it tempting to purchase a more expensive vehicle, be careful to not overextend yourself and exceed your monthly budget.

If you are not approved for a large enough loan, preapproval allows you enough time to prepare to compensate for the difference. Consider a larger down payment, a cosigner, or a longer term loan to make your car loan offers more agreeable.

Pre-approval helps you know how much car you can purchase, how long it will take you to pay for that vehicle, and what the long-term costs of the loan will be. Car loans can be intimidating, but pre-approval may make the borrowing process easier to understand.

5 Benefits of Used Cars

When you set out to look for your dream car, you want one that has all the right features but doesn’t break the bank. Used car dealerships offer you myriad car choices, and they are your best bet for finding that perfect car. Here are five of the benefits of buying used cars.

The first and perhaps most obvious benefit of a used car is the lower price sticker. The steepest depreciation in value comes in the first two or three years of a car’s life. When you buy used, you profit from that depreciation, whereas an original car owner inevitably takes a serious financial hit on trade-in.

Used cars tend to come with lower down payments as well as lower prices. Furthermore, insurance and taxes on your used car will be less expensive, which means you have more money in your wallet at the end of the month.

If you want a car loaded with all the hottest tech, the latest safety features or the cleanest engine developments, you have plenty of options to choose from among cars made in the last two to four years. You can get a thoroughly modern car without the sticker shock or the drastic depreciation.

If you are operating on a tight budget, cars older than four years are probably the ones in your sights. Although buying an older used car may not leave you with Bluetooth compatibility, you will still have access to plenty of safety features in cars that date as far back as early 2000.

Last but not least, if your passion is classic cars, you have only one option. Used is the only way to go. There are plenty of other benefits to buying used cars.

These cars give you the greatest bang for your buck and offer you the widest purchasing variety.

How Buying from a Dealer Simplifies Your Life

Buying a used car from a dealer has a number of advantages of over getting a car from a private seller. For one thing, our reputation is on the line with every car we sell, which isn’t the case for an individual. Our business model is built on satisfying the customer, so that we get repeat business and positive word of mouth. This goodwill allows us to sell more used cars, which is our goal.

Another powerful advantage we have is convenience. Where else can you find a large selection of vehicles for sale than on a dealership lot? We carry everything from cars that are a year-old to vehicles that have been around a bit longer, giving you a variety of price points to choose from. We also offer a range of makes and models to test drive and kick the wheels a bit.

There’s a lot more, too. We offer financing packages that allow you to drive home the car of your dreams. We also are often able to provide lower interest rates than you might find on your own. Our cars have all been inspected by mechanics; they don’t go out on the lot until they have been cleaned and fixed of any mechanical issues. You won’t drive from our lot only to have the bumper fall off.

Finally, we handle all of the paperwork for your new set of wheels. We will set you up with registration and title so you don’t have to do the work yourself. When it comes to buying used cars, we are the place to go.

Tips for Making Your Used Car Last Longer

No matter your reasons for choosing to buy a used car, you likely want to do everything you can to make it last as long as possible. While insurance rates, gas prices and repairs are costs that are out of your control, you are fully in the driver’s seat when it comes to helping your car last as long as possible and retaining as much of its value as possible. Here are a few tips for boosting the longevity of used cars:

Clean It

Regularly washing your car not only helps it look better, it also makes it last longer. This is because there are common contaminants that can cling to your car between washes and eat away at the paint job as well as the underside of your vehicle. Washing it keeps contaminants and corrosion at a minimum and overall reliability and appearance at a maximum.

Cool It

Besides checking to ensure you have the right amount of coolant for your engine, you also want to take steps to maintain your vehicle’s cooling system. Without proper cooling, your engine can easily overheat and breakdown, which is likely to be an expensive repair. Pay attention to your vehicle’s temperature gauge for potential signs of overheating, making sure you take your vehicle to a dealership if you suspect something might be off.

Lighten It

While it’s understandable you want an emergency roadside kit inside your vehicle at all times, all other unnecessary items only weigh your car down. Not only that, but hauling around more than necessary puts stress on the engine, suspension, brakes and transmission. Lightening your load also boosts your overall fuel efficiency.

Ease Into It

Rather than taking off immediately after starting your car, you’re better off waiting at least 30 seconds. After sitting for a while, motor oil cools down and drips to the bottom. By waiting a little while before taking off, you give the oil time to warm up and work its way through your engine to lubricate all the necessary parts.

Making your car last longer is easier than you might think. Be sure to put the above suggestions to good use.

Ram is bringing back the ‘Warlock’ factory custom

Automaker hoping to cast a spell on buyers looking for stylish pickup

by NICHOLAS MARONESE  | FEBRUARY 14, 2019

FCA Canada took the covers off of the reborn Ram 1500 Warlock at the Toronto’s auto show this Valentine’s Day, resurrecting a decades-old badge from back when Dodge used to make “Adult Toys.”

That’s what the automaker once called its line of trucks for young buyers that wanted a machine with a cool custom look—that wanted to have a little fun, even if they were all growed up.

From 1976 through ’79, for example, Dodge’s Warlock offered buyers a trick pickup that came from the factory with “bucket seats, fancy wheels, fat tires,” and real oak sideboards along the bed, all finished with gold pinstriping.

The 2019 Ram 1500 Classic Warlock ditches the wood and gold stripes, but does offer “Warlock” hood and bed decals, powder-coated front and rear bumpers, 20-inch semi-gloss black wheels and a one-inch lift kit.

Also part of the package is the Rebel’s R-A-M grille, black fender flares and blacked-out badging and headlight frames; a Sport hood is optional.

“The Ram Classic 1500 Warlock is proof positive that value never goes out of style,” said Reid Bigland, President and CEO, FCA Canada.

“With its sinister monochromatic exterior, award-winning interior and great price, this mean machine is certain to resonate.”

The Ram 1500 Classic Warlock will come in either 4×4 Quad Cab with the 6’4” cargo box; or in a Crew Cab 4×4 with the 5’7” cargo box. With the Pentastar V6, it’ll start at $51,715; and with the HEMI $53,615.

While the ’70s Warlocks came generally in black, when the new one goes on sale later this spring, it’ll be available in any colour.

3 Ways Dealers Help You Find the Perfect Used Car

Despite popular beliefs, seeking the assistance of a dealer while searching through the multitude of available used cars is a smart move which any budget-conscious buyer should consider when in the market for a ride of any shape, size or brand. There are many ways in which using our dealership for assistance throughout the shopping process makes the whole experience simpler and much less stressful, but the top three include:

We Offer a Larger Selection

Whereas you may have to drive hours to view a single car when shopping among private sellers, our large selection of vehicles gives the ability to view many new cars at once, increasing your chances of finding the perfect used car quickly. This saves you time, money, and plenty of energy with which to enjoy your newly-purchased ride after the decision has been made.

We Offer Financing Options

In most cases, even used cars have financing options available for buyers of all backgrounds. This means that you won’t be restricted to one or two cars on the lot that fit within your immediate budget. Together, you and our expert staff members can work out a payment plan for practically any of our used vehicles, expanding your opportunities and helping to ensure you find the right car for your needs.

We Offer Quality

Aside from offering an excellent quantity of vehicles, we always ensure that our used cars present quality under the hood as well. Before selling cars to customers, we inspect the vehicle and make repairs as necessary to ensure you’re getting what you pay for: a reliable ride that’ll get you from one place to another without a hassle. When you find the right car, you’ll never have to worry about it being a lemon.

These are just some of the ways in which we can help you find your perfect used car and get you on the road again in no time. Check with us to learn more about your options.

3 Ways Dealers Help You Find the Perfect Used Car

Despite popular beliefs, seeking the assistance of a dealer while searching through the multitude of available used cars is a smart move which any budget-conscious buyer should consider when in the market for a ride of any shape, size or brand. There are many ways in which using our dealership for assistance throughout the shopping process makes the whole experience simpler and much less stressful, but the top three include:

We Offer a Larger Selection

Whereas you may have to drive hours to view a single car when shopping among private sellers, our large selection of vehicles gives the ability to view many new cars at once, increasing your chances of finding the perfect used car quickly. This saves you time, money, and plenty of energy with which to enjoy your newly-purchased ride after the decision has been made.

We Offer Financing Options

In most cases, even used cars have financing options available for buyers of all backgrounds. This means that you won’t be restricted to one or two cars on the lot that fit within your immediate budget. Together, you and our expert staff members can work out a payment plan for practically any of our used vehicles, expanding your opportunities and helping to ensure you find the right car for your needs.

We Offer Quality

Aside from offering an excellent quantity of vehicles, we always ensure that our used cars present quality under the hood as well. Before selling cars to customers, we inspect the vehicle and make repairs as necessary to ensure you’re getting what you pay for: a reliable ride that’ll get you from one place to another without a hassle. When you find the right car, you’ll never have to worry about it being a lemon.

These are just some of the ways in which we can help you find your perfect used car and get you on the road again in no time. Check with us to learn more about your options.