Swan Lake Motors Blog

Auto Financing With Your Car DealershipCar financing is something that makes some people very nervous. The thought of whether or not they can get a loan for the amount they need or at an interest rate or monthly payment that works for their budget can cause stress indeed. Knowing where to start and who to go to for advice and guidance about auto loans is also confusing at times. In addition to banks...

How We Can Help You Improve Your Situation With a Bad Credit LoanIf you have fallen on hard times, made mistakes with your finances in the past, or been too afraid to make big commitments that could affect your credit rating, you aren't alone. Although it may not be a topic that most people like to discuss, there are a significant number of individuals and families that are just like you and are trying...

No Credit Car Loans: How They Can Work for YouAttaining no credit car loans may sound like a difficult business, but there are a few simple ways to maximize your chances of receiving a favorable loan. Be sure save up money for a down payment on the car, demonstrate your responsibility, and provide a cosigner for the loan.Begin Saving MoneyThe smaller the loan, the less risky it is for lenders. In other...

Finding Value When Buying a Used CarThere are plenty of resources at your disposal that can help you figure out the value of the car you are purchasing. Used Cars come in just about every make, model, condition and price range you can imagine. So, obviously, you'll want to know your budgetary limit before you can truly begin researching which car is right for you. Then it's up to you to figure out...

The Effects of Your Credit Score on a Car LoanOne of the reasons why people have to get bad credit car loans is because they have a bad credit score. "Credit score" can be used to talk about a few different scores kept in your credit file, but the one that is most important when it comes to lenders is your FICO score. Knowing and understanding this score will help you when it comes to getting a car...

Getting a Good Car Loan With Bad CreditCars are essential in today's fast-paced world, but if your credit is poor, it can be difficult to secure solid car loans. With a little knowledge and creativity, however, you can find a loan that best fits your needs and budget.Talk to the DealerWe work with a variety of lenders and there is usually at least one who is willing to work with those who have subpar...

The Importance of Patience when Looking to Purchase a Used CarIf you're on the lookout for a used car, you probably know about all the things you'll need to think about in order to make your purchase worthwhile. While buying a car can definitely be an emotional experience, it's certainly not a situation where your emotions need to rule the day. Keeping a level head and staying patient are very important...

How to Get Your Finances in Order Before Securing an Auto LoanThe decision to buy a new vehicle is a big and exciting one, and not one that many people come to lightly. There is a lot that goes into coming to that point, including landing a good-paying and secure job, being relatively debt free and having a decent credit score. That said, if you're thinking about securing a car loan, there are a few...

Finding the Perfect TruckIf you've been thinking about getting a new truck, you likely already know that there are plenty of great options out there. No matter the type of truck you're looking to get, you may consider looking into your options for a used truck. Used trucks are generally quite a bit less expensive than new ones, which can help you get into something sooner rather than later. While there...

Finding The Right VehicleIt can seem overwhelming to begin the hunt for a pre-owned vehicle, but following a few basic guidelines can help narrow down the search and get you moving in the right direction. One of the first and most obvious considerations is cost--after all, if you can't afford the monthly payment, the most perfect vehicle in the world is of no use to you when it gets taken back by the...

Is It Safe to Purchase Used Cars?While you are getting ready to buy your first car, you may wonder if it is safe to buy used cars. After all, you may like the idea of being able to save a bit of money, but not if it is going to compromise your safety. It is often safe to purchase a pre-owned vehicle, but it will depend on who you are buying it from. Instead of purchasing a vehicle from someone on the...

Tips on Buying Used TrucksThere are many things to consider when poring over a wide inventory of used trucks in hopes of finding the right one. The most common stream of thought to have is how the truck will be utilized. Is the truck going to be driven for commercial use, or for basic daily driving? Are you looking for something more rundown for off-roading excursions, or is an upgraded and comfortable...

Benefits of Using a Loan for Your Next Car PurchaseThe majority of car buyers finance this major purchase. Given the statistics, it's likely you will be looking at options for car loans when shopping for a vehicle. There are many benefits to purchasing a vehicle with financing. Here are some top advantages to using a loan to purchase your next car.When you finance a car, you can obtain more vehicle...

Car Loans Aren't ScaryAs a car dealer, I often hear customers say that car loans are scary. Often, one of the biggest worries that people have is about their credit. This is normal, because a car is a big purchase for many individuals. Most folks know their credit score influences the final amount of their monthly loan payments. Why does that matter? Let's talk more about the process.First there are...

Using Car Loans to Your AdvantageIn Canada, having a car is almost a necessity if you want to compete for well-paying jobs but still live in a neighborhood with reasonable home prices. This is one of the great services provided by automobiles; a bridge between your work and your home. However, cars are also very expensive items. Luckily, car loans offer an individual great personal choice and flexibility...

The Benefits of Buying Used TrucksTrucks can be expensive. If you need a solid vehicle that can carry your equipment and handle rough roads, you may want to buy a truck, but feel unsure that you can afford such a large purchase. Why stress about financing a brand new vehicle when there are so many benefits to buying used trucks?Whenever a vehicle is driven away from its dealership, it begins to lose...

Why Buying a Used Car from a Dealer is SaferTraditionally, visiting a dealer to buy used cars is not a popular method of shopping for automobiles among the majority of individuals. While an assortment of excuses exists for this avoidance, the fact remains that shopping at a dealer for your used car is almost always the most secure method of making this type of transaction. We work hard to meet not...

Tips for Inspecting a Used CarWhile you'll want to thoroughly inspect any car before buying it, it's especially important to do so with a used car. A good inspection informs you of any problems the car might have, some of which you might be fine with and others that could make you want to think twice about buying the car. Learn how to inspect on used cars.The OutsideTake a slow walk around the exterior...

COVID-19 UpdateSwan Lake Motors would like to let all of our customers know we are open to the public at our regular schedule hours during the COVID-19 Pandemic. We are taking many precautions to keep both our customers and staff safe in these times. We are asking all of our customers to please make an appointment before coming down to the store. If you haven't made an appointment please consider the...

Do Your Homework for Hassle-Free Car ShoppingSetting out to shop for used cars can be daunting. There are thousands of cars out there, and selecting the perfect one takes time, patience and common sense. A snap decision based on eye appeal might leave you with an expensive car that doesn't suit you. Nor do you want to snatch the cheapest car and find yourself the proud owner of a lemon.Before you head...

Saving Up for Your First CarIf you're a teenager, you want to buy your first car as soon as possible. However, even if you've looked at tons of used cars and feel confident you've found the one you absolutely love, it's extremely important you consider the financial side of things before you come in to see us to make a purchase. Here are a few tips for saving up for your first car successfully.Calculate...

Used Trucks Are Available in Many Styles and SizesIt's time to hit the road for a trip, but you've known for quite awhile that your current truck needs to be replaced. The days of its sleek finish are long gone, and it is hard to hear the radio thanks to the loud engine noise. You may have a lot of questions about your new set of wheels. We have the answers you need. Visit our dealership, and you will...

What Pre-approval Means for Car LoansCar loans can be expensive over the life of your vehicle if you do not plan ahead. High interest rates and long terms will add to the cost of your car over the years. It may be tempting to go straight to the dealer and test drive some vehicles when shopping for a car. Before doing this, consider becoming pre-approved for a loan. Shopping for a loan before shopping...

5 Benefits of Used CarsWhen you set out to look for your dream car, you want one that has all the right features but doesn't break the bank. Used car dealerships offer you myriad car choices, and they are your best bet for finding that perfect car. Here are five of the benefits of buying used cars.The first and perhaps most obvious benefit of a used car is the lower price sticker. The steepest depreciation...

How Buying from a Dealer Simplifies Your LifeBuying a used car from a dealer has a number of advantages of over getting a car from a private seller. For one thing, our reputation is on the line with every car we sell, which isn't the case for an individual. Our business model is built on satisfying the customer, so that we get repeat business and positive word of mouth. This goodwill allows us to sell...

Tips for Making Your Used Car Last LongerNo matter your reasons for choosing to buy a used car, you likely want to do everything you can to make it last as long as possible. While insurance rates, gas prices and repairs are costs that are out of your control, you are fully in the driver's seat when it comes to helping your car last as long as possible and retaining as much of its value as possible....

3 Ways Dealers Help You Find the Perfect Used CarDespite popular beliefs, seeking the assistance of a dealer while searching through the multitude of available used cars is a smart move which any budget-conscious buyer should consider when in the market for a ride of any shape, size or brand. There are many ways in which using our dealership for assistance throughout the shopping process makes the...

3 Ways Dealers Help You Find the Perfect Used CarDespite popular beliefs, seeking the assistance of a dealer while searching through the multitude of available used cars is a smart move which any budget-conscious buyer should consider when in the market for a ride of any shape, size or brand. There are many ways in which using our dealership for assistance throughout the shopping process makes the...